Members Achieve More isn't just a tagline for us, it's part of everything we do!  We're looking for passionate individuals to join our team to help us maintain that focus every day.  Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...

The Director of Deposit Strategy & Non-Interest Income is responsible for leading the strategic direction, development, and execution of PSECU’s deposit and non-interest income portfolios. This role oversees a high-performing team of individual contributors, fostering a culture of accountability, collaboration, and continuous growth to deliver on strategic objectives.

With a focus on sustainable growth and member-centric innovation, the Director defines and champions the vision for deposit product strategy, ensuring a balanced and resilient portfolio. Additionally, the role leads the formulation and implementation of product and serviced-focused non-interest income initiatives that deliver long-term value and financial performance.

Partnering closely with Finance, Marketing, Digital Experience, Risk, and Technology & Operations, the Director ensures that deposit and fee-based offerings are optimized to support enterprise goals. The ideal candidate brings a strategic mindset, deep product expertise, and a track record of delivering measurable results through innovation, analytics, and disciplined execution.
Schedule: Monday - Friday with 60% onsite.

In this position, you will

Strategic Product Leadership

• Lead the development and execution of the strategic roadmap for PSECU’s deposit products and non-interest income offerings, ensuring alignment with enterprise growth, profitability, and member value objectives.
• Guide the team in translating strategy into actionable plans, fostering innovation and continuous improvement across product lines.

Deposit Product Portfolio Oversight & Optimization

• Oversee the health and performance of the deposit portfolio, understanding cost of funds, product mix, and long-term balance sheet needs.
• Direct team efforts in deposit product portfolio analysis and optimization to support financial resilience and member satisfaction
• Lead the re-design and ongoing management and optimization of the deposit product portfolio including the potential for relationship rewards, feature & functionality adjustments and pricing proposals.

Opportunity Identification & Execution

• Lead the identification, evaluation, and implementation of new non-interest income opportunities through strategic partnerships, product enhancements, pricing strategies, and fee structures.
• Empower the team to explore and pilot innovative solutions that drive incremental revenue and member engagement.
• Oversight and ultimately own the fee schedule and key non-interest income categories as well as the organizational strategy to increase non-interest income.

Cross-Functional Collaboration & Alignment

• Lead collaboratively as a strategic partner with Finance, ensuring deposit strategies support liquidity, capital planning, and interest rate risk management.
• Lead the collaboration with Marketing, Digital Experience, MXCC, and Retail & Sales Delivery to enhance product positioning, improve member engagement, and drive adoption.
• Champion cross-functional alignment to ensure cohesive execution of product and income strategies.
• Deposit Leadership voice on ALCO committees, including Deposit ALCO working group, Operational ALCO and Management ALCO, also presenting to the Board and Board ALCO as needed.

Market Intelligence & Member Insights

• Direct the use of competitive analysis, market trends, and member insights to inform product design, pricing, and go-to-market strategies.
• Ensure the team maintains a strong external orientation and member-first mindset in all product decisions.

Performance Management & Reporting

• Lead the development and oversight of performance tracking frameworks for deposit growth, member penetration, and non-interest income contribution.
• Ensure transparency and accountability through regular reporting and insights-driven decision-making.

Enterprise Planning & Strategic Contribution

• Serve as a key voice in enterprise planning efforts, contributing to financial forecasting, strategic initiatives, and long-range business planning.
• Represent deposit and non-interest income strategies in ALCO committees and meetings as well as executive and Board-level discussions and planning forums.

Team Leadership & Development

• Manage, mentor, and develop a team of individual contributors, fostering a high-performance culture focused on strategic execution, innovation, and professional growth.
• Set clear goals, provide ongoing feedback, and support career development to build organizational capability and bench strength.

Other Duties as Assigned

Qualifications:

Bachelors: Business Administration, Bachelors: Finance, Bachelors: Marketing, Bachelors (Required), Masters

Any equivalent combination of experience and education. | Required
Demonstrated experience and success in product design in a financial/banking environment, or any equivalent combination of experience and education. | Required
Ten years’ experience in the field of product management, strategy, or related experience with PSECU in a position requiring similar knowledge, skills, and abilities. | Required