Join our team - and take the next step in achieving a fulfilling career!

What We Do

At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.

Who We Are

CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans.  We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.

Merrick Bank is an FDIC-insured Utah Industrial Loan Bank.  Merrick operates three main business lines:  credit cards, recreational lending, and merchant services.

Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.

Position Summary:

The Data Engineer works closely with our Data Scientists to deploy and operationalize the machine learning models, statistical models, and advanced statistical analytical solutions for the bank. Core responsibilities include enhancing the speed and accuracy of analytics through improved data access, data processing, data quality controls, automation, integration, documentation, and end‑to‑end model deployment and management.

Data Engineering and Data Science are deeply technical disciplines that rely on a broad, cross‑disciplinary skill set spanning software engineering, statistical analysis, and modern data infrastructure.

ESSENTIAL FUNCTIONS:

• Manages and enhances system infrastructure, data pipelines, model deployment workflows, and process automation of across analytics and production environments.

• Ensures rigorous quality assurance for data processes and the modeling team’s codebase.

• Improves the data environment to increase speed, reliability, and ease of access.

• Documents all data, processes and models developed or used by the business unit.

• Strengthens the speed and accuracy of analytics by optimizing data access, quality controls, automation, system integration, documentation, and end‑to‑end model deployment and management for the Data Science and Modeling team.

• Leads and executes data engineering initiatives that support and maintain ETL processes and data pipelines for the Data Science and Modeling team, while providing data engineering expertise and best practices across the organization.

Compliance with Laws and Regulations

• Responsible for complying with all of the Bank’s internal control policies and procedures.
• Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
• Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.

Additional Responsibilities

• Perform other duties as assigned by senior management.
• Maintain ethical standards, judgment, and confidentiality in all matters.

EDUCATION AND EXPERIENCE:

• Bachelor's degree in quantitative fields (e.g., Computer Science, Software Engineering, Information Technology, Data Science/Analytics, Statistics/Applied Math, Economics, or Sciences) is required.
• Master’s degree in quantitative fields (e.g., Computer Science, Software Engineering, Information Technology, Data Science/Analytics, Statistics/Applied Math, Economics, or Sciences) is preferred.
• Two (2) years of hands-on experience with a bachelor’s degree, or one (1) year’s hands-on experience with a master’s degree, in data engineering, software development, and information systems management, or a closely related field.

SUMMARY OF QUALIFICATIONS:

• Profound expertise with SQL and at least one scripting language such as Python, R, or Shell.
• Proficiency with Microsoft Office tools including Excel, Word and PowerPoint.
• Strong verbal, written, and interpersonal communication skills.
• Proven ability to collaborate effectively within cross‑functional teams.
• Ability to navigate ambiguity and work hands‑on with complex business and technical challenges.
• Strength in problem-solving, critical thinking, teamwork, attention to detail, and organization.
• High curiosity and learning agility, with a strong sense of initiative and a willingness to roll up one’s sleeves.

#INDHP1

Our Employee Value Proposition

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program 
• Benefits Package -Medical, Dental, and Vision (plus much more) 
• 401(k) Plan with Company Match 
• Short- & Long-Term Disability 
• Wellness Programs 
• Group Life and AD&D Insurance 
• Paid Vacation, Sick Days and bank Holidays 
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite.  Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.

We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic.  We will conduct a thorough background check for all hires in compliance with applicable laws.