What’s the role 

We are looking for a highly motivated individual with a genuine interest in energy, technology, and a passion to deliver products for a growing company.  

The Credit Analyst is responsible for determining the creditworthiness of businesses, seeking more complex and sophisticated transactions, to determine the risk involved in extending credit. This role will be accountable for financial interpretations to leadership and clients. In this role, you will evaluate financial risk, ensure that recommendations are relevant through statistical analyses that quantify risk, using econometric models. In this role, you will engage with clients and leadership in a meaningful way by analyzing risks related to retail power contracts.  

Reporting into the Sr. Finance Advisor, the role requires self-motivated, dedicated, and responsible individual with the ability to perform well under pressure. 

Accountabilities: 

• Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in extending credit as it relates to customer energy contracts 

• Determine the appropriate credit rating of a company or client being analyzed by performing financial and credit analysis.  

• Compares to similar businesses in terms of liquidity, profitability, and credit histories  

• Compiles information and produces a recommendation after undertaking a thorough analysis of a counterparty’s financial information, including income statements, cash flow history, current debt, and tax forms  

• Responsible for accurate and timely processing of business opportunities for large and complex customers.  

• Works closely with the Credit Manager and senior leadership on high priority projects 

• Tests and troubleshoots system enhancements and new technology that will affect the day to day in the department.  

• Conducts an in-depth financial analysis of public and private financial data, market trends, and microeconomic conditions to provide management with highest quality risk assessments, credit research, and comprehensive analyses that guarantees risk adequate pricing at all times 

• Responsible for backing up other analysts on the team as needed.  

• Evaluates and monitors credit risk on existing portfolio  

• Prepares reports and opinions for leadership and various company committees to aid sound credit decisions on new, renewal, and existing contracts 

• Utilizes sound credit analysis techniques to ensure a profitable business portfolio 

• Other duties as assigned 

What you bring  

• Must have legal authorization to work in the US on a full-time basis for anyone other than current employer 

• Bachelor’s degree in business or finance or related field preferred 

• 3+ years prior experience in credit, collections, or financial related experience. Preferably in retail power    

• Ability to meet deadlines, learn quickly and demonstrate effective problem solving and follow-up skills  

• Knowledge of ERCOT, PJM, MISO, NYISO, NEISO, PUC and/or TDSP/TDU standards  

• Proficient use of Microsoft Office programs including Word, Outlook, and strong Excel skills  

• Excellent analytical, organization and time management skills, with the ability to maintain a strict level of attention to detail  

• Ability to work well within a team environment and demonstrate a vested interest in team goals and objectives  

• Excellent interpersonal, verbal, and written communication skills, with the ability to establish and maintain positive and effective working relationships  

• Self-motivated with the desire to consistently improve performance and gain further knowledge  

• Intermediate to advanced knowledge in Word, Excel, Access, and some SQL experience is helpful  

• Comply with company policies and procedure 

What we offer 

The base salary range for this position is $80,000 - $120,000 per year.  Individual pay will be based on various factors, such as relevant work experience, education, certifications, skill level, seniority, and internal equity. 

For regular full-time or regular part-time employees of the Company (participating companies as listed in the Summary Plan Description), insurance coverage options include medical, dental, vision coverage, life Insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs. Employees also participate in a company pension plan and a 401(k) plan. Paid leave includes up to 6 weeks of paid vacation time, up to 11 paid holidays, and parental leave offering 16 weeks of paid leave for birthing parents, and 8 weeks of paid leave for non-birthing parents. 

Additionally, employees are eligible for short-term disability leave for up to 26 weeks at 100% or 50% of base pay as well as Long-Term Disability insurance. Shell also offers other compensation such financial reimbursement for adoption, wellness, education, and personal learning expenses, and some roles are eligible for discretionary long-term incentives.  For interns, eligible benefits include medical, dental, and vision coverage, life insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs; participation in a 401(k) plan; and paid leave for up to 11 paid holidays.  Additional information on Shell’s US benefit programs can be found at https://www.shell.us/careers/about-careers-at-shell/rewards-and-benefits.html. 

You bring your skills and experience to Shell and in return you work with talented, committed people on one of the most important challenges facing our planet. You’ll have the opportunity to develop the skills you need to grow in an environment where we value honesty, integrity, and respect for one another. You’ll be able to balance your priorities as you become the best version of yourself. 

• Progress as a person as we work on the energy transition together 

• Continuously grow the transferable skills you need to get ahead 

• Work at the forefront of technology, trends, and practices 

• Collaborate with experienced colleagues with unique expertise 

• Achieve your balance in a values-led culture that encourages you to be the best version of yourself 

• Benefit from flexible working hours, and the possibility of remote/mobile working 

• Perform at your best with a competitive starting salary and annual performance related salary increase – our pay and benefits packages are considered to be among the best in the world. 

• Take advantage of paid parental leave, including for non-birthing parents 

• Join an organization working to become one of the most diverse and inclusive in the world. We strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply 

• Grow as you progress through diverse career opportunities in national and international teams 

• Gain access to a wide range of training and development programs 

We'd like you to know that Shell has a bold goal: to become one of the world’s most diverse and inclusive companies. You can get to know more about how we're working towards that goal, click here.  

Shell in The United States 

Shell has been in the US for more than 100 years, leading the sector in energy, petrochemicals and refined products.  Today, we provide millions of Americans with the energy needed to heat and cool their homes and power the economy.   

We operate in all 50 states, from our Deepwater platforms in the Gulf of America to the Pennsylvania Chemicals complex and our miles of pipelines throughout the US. 

We reach our customers through our 13,000 branded retail stations, and we are number 1 in gasoline sales. We also own the #1 brand of motor oil in the U.S. – Pennzoil® – made from natural gas. 

We are excited to play a key role in the move to net carbon emissions while providing the oil and gas needed by society for many decades to come.