Why Anchor Loans?

Anchor Loans is one of several operating companies owned by Pretium Partners (+$60B AUM Financial Services Entity) and is working diligently to expand and grow its lending footprint.

Anchor Loans, established in 1998, is the nation’s leading private, direct lender to experienced residential real estate investors and builders, and the first to surpass $10 billion in total fundings. Renowned for expediting financing for developers and investors, we specialize in bridge loans, ground-up construction, and single-family rental solutions for non-owner-occupied projects. Headquartered in beautiful Thousand Oaks, California, Anchor Loans currently lends in 48 states and is expanding into new markets and service lines to better serve our current and future borrowers.

Overview

The Director will help define and build the Correspondent Lending and Lender Finance programs from the ground up. This role is responsible for establishing product requirements, process workflows, and operational mechanics needed to launch and scale these channels. You will work hands-on to design program elements, document requirements, coordinate cross-functional alignment, and support early execution. This is a builder/doer role that partners closely with Credit, Operations, Tech, and Capital Markets.

Our lending focus: Residential Transitional Loans (RTL) and Middle Market transactions, including ground-up construction, fix & flip, renovation, and bridge loans.

Key Responsibilities

Program Strategy Execution & GTM Support

• Define correspondent purchase models (flow, best efforts, mandatory), eligibility criteria, and purchase condition frameworks.
• Establish foundational lender-facing credit products (warehouse/ABL facilities, advance rates, borrowing base rules, reporting needs).
• Conduct TAM/SAM/SOM research and competitive analysis to support go-to-market prioritization.
• Build pricing methodologies and support creation of purchase/SRP/facility fee grids.

Partner Onboarding & Operations Readiness

• Lead onboarding coordination for correspondents, lenders, warehouse providers, custodians, and collateral agents.
• Define diligence requirements including financial reviews, performance tapes, and operational questionnaires.
• Build data tape specs, reporting templates, and counterparty readiness standards.

Launch Support & Scaling

• Support pilot launches through documentation, workflow setup, and KPI tracking.
• Build dashboards and operational reports for purchase cycle time, exceptions, utilization, and covenant monitoring.
• Partner with internal teams to design processes that support scale and operational stability.

Product Build (Detailed Contribution)

Correspondent

• Define seller/loan eligibility, doc package requirements, cure workflows, and repurchase/indemnification standards.
• Build pricing logic, risk tier frameworks, seasoning rules, draw processes, and collateral considerations.
• Specify collateral/custody workflows, trailing doc standards, and exception controls.

Lender Finance

• Define borrowing base methodologies, advance rates, eligibility rules, and haircuts.
• Establish covenant requirements, reporting expectations, performance triggers, and monitoring workflows.
• Build collateral agent expectations and default/remedy procedures.

Systems & Data

• Write business requirements for CRM/LOS/data warehouse structures, data dictionaries, and intake/settlement files.
• Partner with Tech/Data teams on testing reconciliations, controls, and workflow features.

Process Build (Detailed Contribution)

• Build the full correspondent workflow: seller approval → lock → eligibility review → purchase → QC → defect tracking → repurchase/indemnification.
• Map the full Lender Finance lifecycle: term sheet → diligence → documentation → onboarding → funding ops → monitoring → covenant tracking.
• Define RACIs, SOPs, SLAs, QC processes, and issue/exception governance frameworks.
• Support training, internal rollout, and change management.

Who You Are

• Experienced in correspondent lending, lender finance, or structured credit program development.
• Strong process builder with hands-on involvement in defining product and operational requirements.
• Comfortable working across product, ops, credit, and data.

Impact

You will help build the foundational mechanics of two new lending channels—establishing program requirements, operating workflows, and scalable processes.

Work Environment:

This is a hybrid position which requires in-office reporting to the Charlotte, NC office on Tuesday, Wednesday, and Thursday. Remote work is optional Monday and Friday.

Compensation:

The base pay range for this position is $140,000 to $160,000 per year, plus annual discretionary bonus based on performance of the individual and company.

What We Offer:

The values of our employees reflect those of the company as a whole. If you embrace teamwork, innovation, and accountability you'll feel right at home. Our mission is to create opportunities for success by improving homes and communities. We set up our team members for success by offering a competitive benefits package that includes:

• Comprehensive health insurance options including Medical, Dental, Vision, Basic Life/AD&D insurance

• Generous sick leave & vacation benefits for rest, relaxation, and personal pursuits

• Highly competitive performance bonus

• 401(k) retirement program with employer match

• Tuition reimbursement toward professional development

• Workplace Celebrations, Team Building, Charity Drives, and Food Truck luncheons

• Onsite gym (Thousand Oaks only)

• 12 Paid Holidays

Diversity matters to our organization, and we are proud to be an equal opportunity employer.  All qualified candidates are welcome and will receive consideration for employment regardless of race, color, religion, gender, gender identity or expression, genetic information, marital status, sexual orientation, natural origin, disability, age, veteran status, or any other protected characteristic.